Crunch Time!

Third Quarter is a crunch period for us.. No bonus pays to be expected during the quarter.. Need to tighten our belts and be stricter in terms of financial measures in the household. I think companies are also in a tightening mode when it comes to expenses and costs.

Prices continue to increase, gas price in particular went berserk.. For the first time, my salary increase is less than the inflation rate! We can't stop working (even if we want to) as we have kids to feed and take care of, bills to pay, house and car on loan and life to live with.

Everything can be taken as a challenge! It is up to us to rise above the challenge! Every experience in financial situations whether good or bad will help strengthen one's character.

Can't wait for our new car!